Banking Law
Banking disputes often require prompt action and a clear understanding of regulatory procedures. Our practice supports borrowers, individuals, and businesses in resolving issues arising from lending transactions, account operations, and recovery proceedings before the appropriate forums in Kolkata.
Matters Handled
● Disputes related to home, business, personal loans, overdraft and cash-credit facilities
● Unlawful charges, unfair recall, and interest-related issues
● Loan restructuring and negotiations with financial institutions
● Mortgage, hypothecation, and security-document disputes
● SARFAESI matters: possession notices, DRT Kolkata proceedings, auction challenges, and compliance advisory
● ATM fraud, unauthorised withdrawals, failed digital/UPI transactions
● Consumer complaints for deficiency in service
● KYC issues, wrongful account freezing, and transaction errors
● Wrongful debit entries and account-handling irregularities
Forums in Kolkata
● Debt Recovery Tribunal (DRT), Kolkata
● City Civil Court at Calcutta
● District & State Consumer Commissions
● Magistrate Courts for NI Act and Payment & Settlement Act matters
● Calcutta High Court (in appropriate cases)